Protecting Your Home: A Comprehensive Guide to Mitigating Water Damage
Water is the new FIRE. Did you know water claims have more than doubled since 2015? Our partners at Rocky Cross Construction North – DKI have provided some excellent tips and resources for water damage mitigation.
What makes water damage restoration successful?
A high level of communication between the insured, the adjuster and the restoration company is required for success. As your broker, we are always active in your claim as your claims advocate. In the case of a potential loss or damage, we assist you in the initial process to determine whether a loss is claims worthy or not. We’re here to advise on the impact of a claim to your discounts, premium, ect.
An elevated claims experience is our goal for you, our client. We execute this through effective communication, a thorough understanding your coverages and deductibles, and assisting whenever we can in a fast turn around for your claim.
Rocky Cross Construction DKI knows that responding quickly is the absolute priority when it comes to a loss or potential claim.
What can you expect from a restoration company when they’re called in for water damage mitigation?
- First step is for them to determine the cause and source and to stop it. They will identify flow and all affected areas
- The professionals will determine and assess any pre-existing damage. They will examine contents and move them carefully to reduce further damage
- They will ask you to sign a work authorization
- Then they will get to work and search for the dry standard using a moisture meter and thermal imaging.
- Then the drying process will begin. There is an elevated level of science to placement of the dryers, dehumidifiers and fans.
- The area will be secured and monitored.
- Once drying is completed, re-construction can take place if its needed.
Expert Tips: How to Mitigate Water Damage Risks in Your Home
Water damage is one of the most common and costly risks homeowners face. From burst pipes to flooding, the consequences can be devastating both emotionally and financially. As an experienced insurance broker who has worked with countless homeowners to navigate these challenges, I’ve gathered valuable insights and expert tips on how to mitigate water damage risks effectively. Here’s what you need to know to protect your home:
1. Understand Your Risks
Every home is unique, and so are its water damage risks. Take the time to assess your property thoroughly. Identify potential vulnerabilities such as aging plumbing systems, poorly maintained roofs, and inadequate drainage. Understanding your risks is the first step towards effective mitigation.
2. Invest in Preventative Maintenance
Prevention is always better than cure. Regular maintenance of your home’s plumbing, roof, and landscaping can go a long way in preventing water damage. Schedule routine inspections by qualified professionals to detect and address issues early on. Clear gutters and downspouts regularly and ensure that water is directed away from your home’s foundation.
3. Install Leak Detection Systems
Modern technology offers sophisticated solutions for detecting leaks and water damage early. Consider installing a leak detection system that can alert you to potential problems before they escalate. These systems can range from simple water sensors to complex whole-house monitoring systems, providing you with peace of mind and valuable time to take action.
4. Upgrade Your Plumbing
Old, corroded pipes are a common cause of water damage in homes. If your plumbing system is outdated, consider investing in upgrades. Install corrosion-resistant pipes and fittings, and insulate exposed pipes to prevent freezing during colder months. These upgrades not only reduce the risk of leaks but can also improve the overall efficiency of your plumbing system.
5. Strengthen Your Home’s Defense
Sometimes, water damage is unavoidable, especially in areas prone to natural disasters like hurricanes or floods. Strengthen your home’s defense against these risks by investing in protective measures such as storm shutters, sump pumps, and backflow valves. Additionally, consider elevating critical utilities and appliances to minimize the impact of potential flooding.
6. Review Your Insurance Coverage
No matter how diligent you are in mitigating water damage risks, it’s essential to have the right insurance coverage in place. Review your policy with Beyond Insurance, your expert insurance broker, to ensure that you have adequate protection against water-related perils. Consider adding endorsements or separate policies for flood insurance or sewer backup coverage, depending on your specific needs and risks.
In conclusion, mitigating water damage risks requires a proactive approach that combines preventative measures, technological solutions, and comprehensive insurance coverage. By understanding your risks, investing in maintenance and upgrades, and staying vigilant, you can protect your home and your finances from the devastating effects of water damage. As an experienced insurance broker, I’m here to help you navigate these challenges and find the right solutions for your unique situation.
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