Introducing Christina Kelley

Beyond Insurance welcomes our newest team member, Christina Kelley, Commercial Account Executive.

Getting her toes wet as a Data Processing Specialist in 2011, Christina quickly discovered her passion for the insurance industry, and by 2013, she was a fully licensed agent providing specialized services to a network of clients throughout the province. Mentored by many of the industry’s leading professionals, Christina has dedicated her career to improving the client experience by delivering practical and effective solutions for all areas of their risk portfolio.

As a Commercial Account Executive, Christina loves engaging new and existing clients, and she believes that developing strong, long-lasting relationships is an integral part of the risk management process. Christina takes pride in her ability to stay up to date in the latest industry trends and feels her own success is achieved by empowering others to make informed and confident insurance decisions. Her honest approach, friendly personality, and aptitude for placing the most challenging risks have earned her reputation as a highly skilled, easy to work with, and reliable insurance professional.

With strong roots in the community, Christina has called Red Deer home since 2003. She is an avid writer, an advocate for mental health, and a mother of four. Together for more than twenty years, Christina and her husband Ryan spend much of their downtime indulging in the beauty of Alberta’s outdoor parks and back roads.

Christina can be reached at
Direct 1-587-680-0857
or 403-392-6118 Extension 6

Greg Weik, Associate Partner

Greg has over 20 years of experience in the insurance industry. He is a businessman, entrepreneur, father, and was born and raised in Red Deer. Greg takes pride in his honest communication and his accessible, personalized service.

Looking for Red Deer’s best insurance broker? At Beyond, we are the new standard for innovative, anticipatory, community-based Insurance brokerages.

As Associate Partner, he connects with his community and offers experienced advice. He delivers the high level of service we are known for. Greg is truly respected in the Red Deer community and we pride ourselves in surrounding ourselves with brokers of integrity, knowledge, and honesty.

COVID-19: Tools for Your Business

COVID-19: Tools for your business
As we navigate Covid-19 together, as your Red Deer Insurance broker, we are invested in your prosperity and, among other available resources, we want to make the following suggestions at this time:

We have comprised a TIP SHEET with 5 things you can do immediately for your insurance and your business. Please feel free to share this with any other business owners you may know, we are not excluding this to only our clients out of respect for the betterment of our overall community.

1} Connect to recently announced Government and Community Support. Reach out to Accounting Firms or Chamber of Commerce locations for assistance with the application process.
2} Update active insurance policy details as they may be rapidly changing – such as locations, drivers lists, active vehicles, equipment, etc.
3} Monitor revenue impact and apply for a mid-term adjustment to your liability policies.
4} Review options to defer installment payments as insurers make these options available on a case by case basis.
5} Take advantage of any included Legal Expense or HR assistance available through your Insurance Program to assist with personnel decisions.
Nearly all Financial Institutions, Credit Unions, Farm Credit Institutions, BDC, and Export Development are assisting via creative financing mechanisms, payment deferrals, or access to additional working capital.
Locally, the Red Deer and District Chamber of Commerce has compiled resources to help businesses at the following link.
Many accounting & law firms are offering additional expertise to assist in accessing the available resources. We have relationships with many of these financial partners are are happy to provide a referral.

As you know, we are working remotely, so please reach out to An or Matt directly if you have any questions at all about your existing policy with us. You can also reach out on sisal media anytime and I will connect you with answers or the person you need. We are 100% committed to helping you navigate this overwhelming time for your business and your family.

farm insurance


Farm Insurance. (Yep, we do that!) We are always happy to come to you and discuss any farm insurance needs or questions you have. With access to over a dozen markets, we go to bat for you and find the best Farm insurance product for the best rate.
On a related note, Red Deer is hosting the @cfrreddeer ?? this week @westernerpark! How exciting! Be sure to put on your best cowboy ? hat and take in some fun. #cfr2018reddeer #ShowMeBeyond

commercial home auto insurance


When it comes to your insurance, what does portfolio management mean?
It means adding your insurance broker to your list of financial partners. Face it, you need a long term partner in insurance to manage your growth and risk.

Making your broker your financial partner is the best way to analyze current and potential risk. At Beyond, we use your insurance effectively to protect your assets such as property, business income, automobiles, and personal toys like boats, ATVs, vacation trailers etc. We aim to understand our clients and our priority is to construct the best insurance portfolio for your needs.

There are major benefits to putting all of your insurance needs under one roof and allowing your broker to manage your full insurance portfolio. Benefits such as customized solutions that enable your broker to present a business case to insurance companies – this means no missing discounts, and more importantly continuity in the event of a claim.

Our holistic approach provides you with appropriate coverage for your insurance portfolio, and an overall better product for your premium dollars now and in the event of a claim. Consider making us your insurance broker and your next financial partner.

hail season

Protecting yourself in Hail Season

Yikes! Crazy weather out there this afternoon. Here are some tips for protecting yourself in hail season. With the amount of extreme weather we get during our Alberta summers, we figured these tips from Intact Insurance may come in handy when it comes to protecting your home, auto, and business property.
Protection Tips

1. Clean out your eaves troughs and downspouts.

2. Ensure downspouts extend from your home at least six feet or set up a rain barrel to catch water runoff.

3. Look for any cracks, seepage or leaks in the foundation, crawl space or basement or your home and repair them.

4. Ensure the soil around your home slopes away from the foundation.

5. Park your vehicle in a covered area. If that’s not an option, cover your car with a thick blanket to help minimize the impact of the hail.

6. Try to avoid driving your car in the hail. Motion only increases the hail’s impact.

7. Inspect your roof regularly to keep it free from defects.

8. Install coverings for your roof and skylights and protective shields for equipment like HVAC units.

9. Close all windows and doors during a storm and consider installing impact-resistant shutters over large glass windows and doors.

10. Ensure you secure or relocate any furniture or other belongings in your yard. The high winds that accompany storms can turn these objects into projectiles.

11. If you’re replacing your roof, use materials that can help reduce damage to your home.

12. Subscribe to severe weather alerts so that you can know when and where a  storm is about to hit.

umbrella insurance

Umbrella Liability policy

An umbrella liability policy is our secret weapon! Are you an active volunteer or board member? Do you operate a business in your home and have employees and clients to your home on a regular basis? We highly recommend adding an umbrella policy to your insurance portfolio.

Find out why an Umbrella Liability policy is such a valuable coverage to have and why we recommend it for all of our clients.

 The Basics of   Personal Umbrella Liability Policies

If you are found to be legally responsible for injuring someone or damaging their property without a personal umbrella liability insurance policy, anything beyond the limits of your standard liability insurance coverage will come out of your own pocket. Standard liability insurance generally includes homeowners, renters, auto and watercraft policies. 

A personal umbrella liability policy provides an extra layer of insurance coverage over your standard liability policies. It protects your personal assets by kicking in when your standard liability coverage is exhausted. 

Who Needs an Umbrella Liability Policy?

At Beyond Insurance, we recommend that everyone should consider carrying an umbrella policy. If you engage in a high-risk activity or hobby that increases your odds of getting sued—such as having a teenage driver, owning a swimming pool or entertaining frequently—it is wise to supplement your insurance with a personal umbrella policy.

How Much Coverage Do I Need?

You’ll want to take into consideration not only your total personal assets but also your potential personal risks. For example, do you operate a business in your home and have employees and clients to your home on a regular basis? Does your profession or location of your home make you an easy target for a big settlement? Determine your personal risks to evaluate the amount of additional liability coverage that makes the most sense for you. 

Coverages start at $1 million, and can go as high as $10 million. When considering the value of the umbrella policy, discuss your personal needs with Excel Insurance Group Inc.

How Much Does Coverage Cost?

Additional liability insurance is inexpensive when compared to the added coverage you gain. Depending on the policy value and your personal risk factors, such as recent auto tickets, your credit rating and more, a $1 million umbrella policy typically costs about a dollar per day. Costs go up an additional $50 to $75 for each million thereafter.

Count on Us

Don’t wait for a rainy day to find out you need the additional protection a personal umbrella liability policy can provide. Call Beyond Insurance today at 403-392-6118 to discuss your unique needs and learn about all of our liability insurance solutions.


Today is our one year anniversary!

We are so happy to be celebrating our one year anniversary and we are just so thankful to be sitting here today reflecting on year one. As we sit and reflect, we’re feeling very nostalgic and so incredibly grateful to the amazing clients, local businesses and families who have chosen to support us in our first year. You have made our risk worth it! It has been a year of incredible growth and we are honored to insure friends, family, old and new acquaintances, and lots of amazing businesses. How cool is it that we now get to do business with the local businesses we would frequent as customers.

We are proud to always strive to be better, so thank you for supporting us through our year one growth and growing pains. Your support of our business has a direct impact on our family, so we are posting this photo to show you who you are impacting with your choice to do business with us. Your support of our business has allowed us to support our family and it is now opening up opportunity for us to hire staff and support them in building a life in our community.

Thank you, thank you, thank you. We have big plans for our company and we are so grateful to have client like you supporting us on this journey.

– Matt & Andy Cassidy

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